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Thursday, March 11, 2010

To spend or not to spend...that is the question.

So we got a pretty big tax return this year (several thou) and it's so tempting to spend it ALL.

But...I LOVE my savings account and I love to watch it grow even more.

I just don't know what to do.

We want more furniture. All we own is one couch and a LaZBoy recliner. This week the couch has been back at the store for repairs and between the living and family room we have....you guessed it....the recliner. Makes for very hard relax/snuggle time with the hubby/kids.

Tell me...is spending the money for more worth it?

Second...we have been looking into a camcorder FOREVER. Just because. Do all y'all think a purchase like that is worth it? Those of you who have a camcorder...do you use it?

Please....I need help. I'm so torn.

8 comments:

Natalie J said...

We spent almost every penny of ours on our fence. I wish we had been able to save some. But, furniture is kind of a necessity!

Camille English said...

I think it's worth it, but shop Craigslist we bought our sectional microfiber couch for half the price and it was as good as new. And we had a camcorder and didn't use it as much as we hoped we would so Chris got me my awesome Nikon camera that takes HD video too and I use it for video way more than I used the camcorder. Plus I don't have to remember the camcorder AND the camera. And we sold our camcorder on craigslist so if you do decide to get one check there first!

Celeste said...

That is a hard one! I agree with Natalie and Camille. A couch can be a necessity! And I personally would do a camera/video recorder. Mine isn't very high tec, but it takes great pictures and can do videos. I never want to take long videos anyway so it's perfect for me. I got a video camera when Kylee was little and used it a ton, but now that everything is digital, I never use it. And all those old video's can't be put on the computer for very cheap. It'll cost me a couple hundred to get them all put on dvd's. Anyway. Something to think about :) (Savings is good too!)

NACJMAC said...

Definently get a video camera! We use ours all the time, and even now watch old videos of the boys as babies, etc and it is so fun and wonderful to have those memories- I would do something like split the money up- some for savings, a camera, and see what's resonable for furniture- Enjoy a big tax return while you can! We'll be lucky to get a couple of hundred this year:)

Michelle said...

I am not one to just say spend all your money, I think it's great to save also. BUT, you must get a camcorder! We got one right before Eli was born and have loved it. I am so glad we can go back and enjoy the memories that are easy to forget. Plus, it was only a couple hundred (yes, I know things add up) but in my opinion it's totally worth it!

Sheena said...

Well, I don't know about buying a couch vs camcorder. I'm just here to put in my two cents about a camcorder. Pros: The kids LOVE watching themselves. Dyl will sit down and watch movies of himself when he was a baby and love it. It is fun for them to see themselves as babies. Cons: I don't remember to use it much. Also, the discs I have a 30 minutes. I have to wait until I have several discs, load them on the computer then burn them to a DVD. and I procrastinate it. alot.
Hope this helps.

Sheena said...

The girl in my picture is Emily Peterson. We went to HS together. After graduation, she moved to Ephraim and went to Snow. When she graduated there she moved to SLC and went to the U. Now she is an OT for Primary Children's. Em and I were virtually sisters in HS. We were always together. Now my kids love her too!

Jason & Kelli West said...

I would do as some others have suggested and get a point and shoot camera that takes video, it loads up fast on the computer and is so easy. you can get a great one for around 200.00..... we got some new couches about 10 months ago and they are microfiber,easy clean up. with leather you want to make sure you get real leather, the fake stuff fades away fast (the couch guy told us that). He told us that microfiber holds up alot longer. Just something to think about when you have alot of boys....oh and I hope you enjoy your time with just one child. relax a little and pamper yourself. let us know how you spend the dough!!!