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Thursday, April 23, 2009

$$$ makes me cranky!

I know that we have been HUGELY blessed $$$$ wise even though Rob is unemployed. We truly have. That doesn't mean that I am not completely cranky when month after month money comes out of our savings account. I hate that! I thought that somehow we would be the lucky ones. That each month we would somehow miraculously be putting money INTO our account what with collecting unemployment, living with the parents (y'know........huge rental/utility discounts), and the "large" sums of money I pull in each month teaching. Well...............not so much.

Could it be that we have taken two trips in the last month (and have another one scheduled for May), or that we have had numerous repairs to our Altima and 5 new tires between the two cars, or that Rob flew to Philly (for IRS testing) this week and although they paid for the plane tickets, Rob had to pay for hotel accommodations ($130 bucks one night...he slept in the airport last night), and food.

Not that I am complaining.......(cough, cough). My mom always tells me that we should be grateful we have the money to take care of those kinds of things. I am grateful.....I am. But, it still totally stinks.

Just this morning I made an Excel spreadsheet (I LOVE making speadsheets....I know I am such a geek) calculating my income/expenses from my job CTD (career to date). I have now made $30.00 (unless you count my $80 aerobics shoes....then I am in the red $50.00)! That's right. Nothing like a bit of number crunching to ruin ones day! I totally thought I was a couple hundred dollars in the black until I remember that I paid $235.00 for a plane ticket to go to my PGE certification in Utah. UGH! At least I have a paycheck to pick up today. It will ALMOST put me in the black again....ALMOST (It's going to be tinier than usual. I had to sub out some classes because of above mentioned vacations). On top of this....... GOLD'S WANTS ME TO FORK ANOTHER $150 into a new certification to teach BODY PUMP at the end of May (which is actually a discount....they are going half-sies with me. It's normally $300). It will ONLY (cough, cough) take me a MONTH of teaching the class to make up the expenses.........ONLY!).

When they told me that aerobics instructors aren't in it for the money I thought they were joking. Now I know just how naive I was. It's a good thing I like doing it (even LOVE it most days). Well...I guess I WON'T be buying a new step cd today. Bummer!

7 comments:

Natalie J said...

Ahh Mel, Sorry you are struggling! At least you HAVE money in savings. Seems like any time we get any in the bank, something wipes it out. We were able to pay off our car, which we felt was the most important, but have close to no reserve now. I hope Rob can find something soon and that your hair doesn't turn gray in the process. Love you!

Michelle said...

I hate money stress too! I am glad you are loving your job, though. I think it would be fun to be an aerobics teacher. I've been taking powerflex classes at Gold's recently and the teachers are intense-if I could only keep up and look like them!

Good luck with the continued job hunt!

Valerie said...

Money sucks. We should totally just live the Law of Consecration. Only works though if everybody does it, and good luck with that.

Larissa said...

I think most people are with you on that. It is times like this when you wonder if you are ever going to be doing anything but keeping one nostril above water!

I know you guys will find something soon...you are right you have been blessed.

AND with your mad gym skills at least you have a stress relieving outlet without paying for a gym membership...I envy that...you rock.

Hang in there!

Andrea said...

I have admired you so much through this struggle, wondering if I could handle it with as much grace and humor as you have. But I think you're pretty awesome, keep your chin up!

Nyree said...

I am with you on that! With Chad being in school we have been living on savings for almost a year. I hate spending and for some reason thought we could come out of this with tons of savings left! Chad does work and makes 200 bucks a month-at the most. Then you take out the gas to get to and from school (which is 70 miles one way) He maybe makes 50 bucks a month. Which I guess is 50 less we have to take out of savings. But somehow the Lord seems to make it all work out. Especially when you pay tithing -all 20 bucks! Good Luck on th job hunt!

Krystina said...

Isn't it crazy how cars can clean out savings accounts? We had maintenance on our Jeep AND all 4 brakes in one month...that pretty much wiped us out! But, like you mentioned, it is a blessing to have family to help out in tough times. I don't know what we would do if we weren't renting from my parents right now!

Things will get better soon...and when they do it will be hard to remember exactly how little we once had in the bank account! Good luck to you and Rob, and how awesome that your talents pay off in the meantime! Even if it is just a little fun-time for you occasionally!